Gregory Stewart
The ChFC® professional is not only prepared with the essentials of financial planning, including insurance, income taxation, retirement planning, investments, and estate planning, but a ChFC® education addresses the areas where the old rules much change. These include behavioral finance, financial planning for families with special needs dependents, small business planning, financial planning for clients in diverse communities, financial planning for divorce, and more.
ChFC® credential holders have an in-depth knowledge :
• The financial planning process, including the role and responsibilities of a financial consultant
• Risk management strategies, including mitigating the risks associated with insurance, human capital, liability, property, and wealth management
• Income tax strategies, including planning for deductions, tax credits, capital gains and losses, taxation of life insurance, annuities, and partnerships, LLCs, corporations, and proprietorships
• Retirement planning strategies, including choosing between and working with SEPs, SIMPLEs, IRAs, Roth IRAs, 403(b), and nonqualified deferred compensation plans
• Investment strategies, including issues pertaining to return computations, diversification, securities markets, tax issues, portfolio management, and ethical practice
• Estate and gift-tax planning strategies
• Personal financial planning strategies
• Specialized strategies, including aiding divorcees and blended families, financial planning for families with special needs, serving non-traditional families and LGBTQ clients, addressing the unique challenges associated with modern retirement income portfolios, and applying behavioral finance strategies as a chartered financial consultant
The American College of Financial Services is the premier educational institution dedicated to the development of financial services professionals. Graduates and designees of The American College of Financial Services have studied, passed rigorous exams, and proven that they not only have the technical knowledge to serve their clients, but have sworn to practice ethically and in the best interest of the people they serve.
Skills / Knowledge
- Financial Planning
- Retirement Planning
- Life Insurance
- Income Tax
- Estate Planning
- Risk Management
- Wealth Management
- Deferred Compensation Plans
- Investment Portfolio Management
- Gift-Tax Planning
- Behavioral FInance
- LGBTQ Financial Planning
- Special Needs Financial Planning
- Divorce Financial Planning
Issued on
May 1, 1996
Expires on
Does not expire